Candidates as Caregivers

As the presidential candidates crisscrossed the early-primary states in recent months, Americans facing the challenges of long-term care might have wondered about the contenders' own experiences with their parents. And more important, how have those experiences helped shape the candidates' policies on the way families provide and receive long-term care?

Universally, the candidates have made the best of the varied situations they've been dealt. And from these encounters have emerged a variety of proposals that range from neighborhood networks to many ways government should or shouldn't help.

New Survey Finds One In Four Baby Boomers Erroneously Believe They Have Coverage For Long-Term Care Expenses

One in four Baby Boomers erroneously believe they have coverage for long-term care expenses, according to new survey data released by America's Health Insurance Plans (AHIP). The survey found that many Baby Boomers have misconceptions about who pays for long-term care services and have not thought about long-term care insurance.

"This should be a wake-up call to Baby Boomers. They aren't factoring expenses for long-term care into their retirement planning and are missing an opportunity to protect themselves," said Karen Ignagni, President and CEO of AHIP.