Kendra Colburn spent a decade uninsured. During those years, she worked as a carpenter near her hometown in rural Vermont, earning just enough that she didn't qualify for low-income health care, but not enough to afford health insurance on her own. While uninsured, she suffered two major work injuries that landed her in the emergency room -- once, a nail shot through three of her fingers, and another time, a piece of wood kicked back on the table saw and sliced her arm. When she was unable to pay the emergency room costs, her credit took a hit for years.
Today, Colburn works on her brother's farm and is covered by Medicaid. As a manual laborer, Colburn has developed nerve damage, which flares up in her hands and wrists with overuse. "I cut back my hours to deal with it. I can't afford to not be able to use my hands," she says. "That's how I make all of my money."
As a child who grew up in a farming community, Colburn says she observed that pain is just a part of being a farmer. "It's taken for granted that your body hurts every day, that your back always hurts." That's true for workers employed in some of the most dangerous jobs: Many manual laborers with high rates of injury and repetitive stress injuries are also more likely to be uninsured. In fact, a 2015 study found that 65 percent of commercial farmers identified health insurance costs as the most serious threat to their farms.
Alana Knudson, co-director of the Walsh Center for Rural Health at NORC at the University of Chicago, prefers to discuss rural health care in terms of strengths, but she does recognize the real barriers demonstrated by statistics. "Overall, we know that people who live in rural communities are likely to have lower incomes than their urban counterparts," she says. Rural residents are also more likely to have multiple chronic conditions and lower educational attainment, and they're more likely to face barriers in accessing transportation to medical care.
But there are also less tangible barriers. Colburn says that many people she knows don't feel comfortable navigating the complicated web of professional medical interventions when experiencing health issues. And the Medicaid system can often lack efficiency. Colburn says her state's website often doesn't work, and she still hasn't figured out how to find a primary care doctor who takes her insurance. Once, a computer glitch resulted in her being removed from her insurance plan, and she was charged hundreds of dollars in out-of-pocket expenses. Even though it was an error on Medicaid's part, Colburn was still responsible for the bill. "Generally when we're talking about rural health care issues, we're talking about access, as if once you get access that actually means something. But when you get access, it still can be a nightmare," she says.