Long-Term Care and Retirement Security Act of 2008

from Open Congress: 


HR5559

Long-Term Care and Retirement Security Act of 2008

To amend the Internal Revenue Code of 1986 to allow individuals a deduction for qualified long-term care insurance premiums, use of such insurance under cafeteria plans and flexible spending arrangements, and a credit for individuals with long-term care needs.

Other Bill Titles (2 more)

3/6/2008--Introduced.
Long-Term Care and Retirement Security Act of 2008 - Amends the Internal Revenue Code to:
(1) allow a tax deduction from gross income for long-term care insurance premiums;
(2) include long-term care insurance in employee benefit cafeteri... moreSee Full Bill Text

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

Women's Retirement Security Act of 2008

from Open Congress: 


HR5543


To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to increase the retirement security of women and small business owners, and for other purposes.

Other Bill Titles (2 more)

3/6/2008--Introduced.
Women's Retirement Security Act of 2008 - Amends the Internal Revenue Code to:
(1) require certain small employers who do not provide retirement plans for their employees to allow eligible employees to participate in a payroll deposit individual... moreSee Full Bill Text

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

Gas Prices & Transportation Webinar

from PHI: 



PHI has been covering the effects of rising gas prices on direct-care workers since early this summer. Now, as our nation’s economic crisis grows more severe, the challenge to these low-wage workers has intensified.
The National Direct Service Workforce Resource Center held a webinar earlier this week called “Gas Price Increases & Other Transportation Challenges for Direct Service Workers.” The presentation included an overview of the problem, a description of approaches used by states and providers to address the issue, and information on related Medicaid reimbursement policies and options.
On one slide of the powerpoint used in the webinar, we learn the following about the impact of rising gas prices on area agencies on aging:
  • over 50% said they have cut back on programs
  • 90% say they expect to make cuts in the 2009 fiscal year
  • 70% say it is more difficult to recruit
For more information, download the 18-slide powerpoint (ppt 373k) used in the presentation.

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

New Data on Kaiserhealthfacts

from Kaiserhealthfacts.org: 


Statehealthfacts.org Updates Data on Demographics, Health Insurance Coverage, Household Income, Nursing Homes, and More
Statehealthfacts.org has updated all demographic and health coverage topics based on the the Foundation's Kaiser Commission on Medicaid and the Uninsured (KCMU) and Urban Institute's analysis of the U.S. Census Bureau's March 2008 Current Population Survey (CPS). Demographic characteristics for the total population and people living in poverty for 2006-2007 based on the CPS are now available, together with 2006-2007 health coverage data presented by age, income, sex, race, and other demographic measures for all states and the nation. Also available are  trends in coverage for the nonelderly population, adults, and children from 2004-2007 by state and for the nation.  The latest data on state and national median annual household income from the CPS  are also now available for 2005-2007. Updated Bureau of Labor Statistics information on health care employment and workers represented by unions has been added for 2007 for all states and the nation. Other updates include 2007 state-by-state data from the Social Security Administration on SSDI beneficiaries and new 2007 data from the University of California at San Francisco on nursing homes for all states and the nation.  KCMU's Medicaid and Children's Health interactive fact sheets have also been updated to reflect the latest demographic and health coverage data from the CPS.

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

Statement By R. M. Hayes, President, Medicare Rights Center, On Choice Of Prescription Drug And Medicare Health Plans For 2009

from Medical News Today: 


Once again, all across the country, people with Medicare will face for 2009 a bewildering choice of nearly 50 prescription drug plans and over 40 Medicare health plans, including HMOs, PPOs, and private fee-for-service plans of every variety. It is a Wild West marketplace and older Americans are ripe for exploitation.

Bait-and-switch tactics are in full play. In 2009, the average one-year premium increase for over 60 percent of people with Medicare - those enrolled in the ten largest drug plans - will exceed 30 percent. Two of the nation's largest plans, both sponsored by Humana, are increasing premiums by over 60 percent over 2008. Humana's standard drug plan, the second largest in the country, is increasing its premium by 330 percent since it launched its "low-premium" plan in 2006. 

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

Yarwood: U.S. must stabilize economy to preserve long-term care, retirement accounts

from McKnight's: 


Congress came to an agreement Wednesday on a $700 bailout package for the faltering financial sector. Such action is good news for long-term care and seniors' retirement accounts, according to Bruce Yarwood, president of the American Health Care Association.

"It's imperative that our nation's leaders address our faltering economy in order to ensure stability for our nation, stability of American jobs, stability for the entire business sector including long-term care and stability of the retirement accounts of hardworking Americans," Yarwood told McKnight's. 

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

Takeover will keep Metron nursing care home open

from Mlive.com: 


ALLEGAN -- A Southfield company has agreed to take over a nursing home that lost its Medicaid and Medicare funding and was facing possible revocation of its state license.



The tentative deal reached Wednesday averts the closing of Metron of Allegan, one of seven nursing homes owned by Cascade Township-based Metron Integrated Health Systems. The Allegan nursing home lost its government funding Sept. 11 because of 32 health and fire safety violations and was in danger of closing soon, a move that would have displaced 55 elderly residents

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

Racial Disparities in Access to Long-Term Care: The Illusive Pursuit of Equity

from Journal of Health Politics, Policy and Law: 


While nursing homes were insulated from civil-rights enforcement at the time of the implementation of the Medicare program and lagged behind other parts of the health sector in providing comparable access to minorities, they are the only providers for which current reporting requirements make it possible to fully assess racial disparities in use and quality of care. We find that African Americans' use of nursing homes in 2000 in the United States was 14 percent higher than Caucasians' use. The largest relative African American use of nursing homes in 2000 took place in the South and West. Average nursing-home case-mix acuity for African Americans and Caucasians were essentially identical, suggesting that shifts in payment incentives have eliminated the selective admission of easy-care private-pay (predominantly Caucasian) patients and helped fuel the growth of private pay home care and assisted living for this segment of the population. While these shifts in incentives helped increase the use of nursing homes by African Americans, a high degree of segregation and disparity in the quality of the nursing homes used by African Americans persists. Parity in use is an illusive benchmark for measuring progress in assuring equity in treatment.

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

Nursing Homes: An Overview Of The State System

from LTC Ombudsman Center:


Nursing homes provide care to over 1.7 million people every year. However, many individuals and family members find it a real challenge to select a facility and to ensure appropriate care will be provided. Generally, a nursing home is a residential facility offering daily assistance to individuals who are physically or mentally unable to live independently. Residents are provided rooms, meals, assistance with daily living, nursing services and some medical treatment. Medicare can help pay for skilled nursing facility (SNF) care for up to 100 days in a benefit period when a beneficiary meets certain conditions. Medicaid may also help pay for nursing home care, though coverage varies from state to state. Individuals who require custodial care such as help with eating, bathing, taking medicine and toileting, as well as those who require skilled care may have their nursing home stay paid for by Medicaid if they meet specific financial criteria. 
The long term care system is complex and difficult to understand. The many different agencies responsible to help ensure good care for nursing home residents are listed below.

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/

Ever-Expanding Seniors Helping Seniors In-Home Services Now Has 50 Franchise Territories In 15 States

from longtermcareprovider.com: 



Reading, PA - Seniors Helping Seniors In-Home Services (SHS), the national caregiver and companionship organization that uniquely matches seniors needing non-medical in-home services with seniors who provide them, has grown rapidly in less than three years to currently include some 50 franchise territories in 15 states across the U.S.
Launched in January 2005 by co-founders Philip and Kiran Yocom, the for-profit Seniors Helping Seniors locations meet the rapidly expanding demand of older Americans who want to remain in their own homes and remain self-sufficient. It also caters to the fast-growing number of caregivers, especially those helping aging parents.
Seniors Helping Seniors In-Home Services has five master license holders running multi-state territories and franchise partners with single or multiple locations in Pennsylvania, Ohio, New Jersey, Connecticut, Massachusetts, New York, Delaware, Virginia, Maryland, the District of Columbia, North Carolina, Georgia, Florida, Michigan and California.

Norman DeLisle, MDRC
"With Liberty and Access for All!"
GrandCentral: 517-589-4081
MDRC Website: http://www.copower.org/
LTC Blog: http://ltcreform.blogspot.com/
Recovery: http://therecoveringlife.blogspot.com/